Car accidents are one of the leading causes of death for teenagers in the U.S., according to the CDC. This, and the fact that they’re newer to driving, makes young drivers the most expensive age group to insure when it comes to car insurance, resulting in billions of dollars in medical expenses and work loss each year.
And Florida isn’t the safest state for teens who are already driving. The personal finance company WalletHub recently released its 2025 list of the best and worst states for teen drivers, and Florida ranks near the middle of the list.
Although it’s just shy of a top 20 ranking, the Sunshine State performed much better in this year’s rankings than it did on the 2024 version of the list.
Here’s where Florida ranks on WalletHub’s list of the best and worst states for teen drivers, where it ranked on last year’s list and why.
According to the CDC, “The risk of motor vehicle crashes is higher among teens ages 16–19 than among any other age group. Teen drivers in this age group have a fatal crash rate almost three times as high as drivers ages 20 and older per mile driven.”
Here’s the CDC’s list of teens that are at an especially high risk of car accidents:
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To identify the states with the highest and lowest risks for teen drivers, WalletHub compared all 50 states across more than 20 metrics in three categories: safety, economic environment and driving laws.
For the second year in a row, New York took first place on WalletHub’s list of the safest states for teen drivers, with the second-fewest teen driver fatalities per capita, the most driving schools per capita and optimal driving laws.
“New York is the best state for teen drivers, despite traffic congestion in its biggest cities, in large part due to the fact that it has the second-fewest teen driver fatalities per capita,” the study says. 
“In addition, New York has the fourth-lowest percentage of drivers who use phones while driving and the third-lowest prevalence of poor turning.”
Here’s WalletHub’s list of the top 10 safest states for teen drivers in 2025:
Here’s WalletHub’s 2024 list:
Here’s WalletHub’s list of the 10 riskiest states for teen drivers in 2025:
Although Florida ranked toward the middle of WalletHub’s list, it placed 10 spots higher than on the 2024 list, when it took 33rd place. This year, Florida took 23rd place on the 2025 version of the rankings list.
Here’s how Florida ranked in some of WalletHub’s key metrics:
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Here’s how Florida ranked in some of the key metrics for the 2024 ranking:

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