(KNUE-FM) Almost every Texan has had to adjust lately as inflation has made us all spend more lately. It’s not just at the grocery store, just about every business you enter the cost of goods and services have gone up.
Everything in life is costing more—but unfortunately, our paychecks don’t increase just because prices do. Which is making everyone look at their expenses and see what can be eliminated. While car insurance is a necessity, I wanted to look at what vehicles are the least expensive to insure in Texas in 2025.
To be on the roads legally, car insurance is a must, but what makes your car insurance rates go up? There are multiple factors, some of which have nothing to do with you. For example, if your insurance company has paid high liability auto claims for your specific vehicle that can affect your rates. The value of your car and repair costs also factor into your insurance rates.
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There are some things that affect your insurance rates that you control such as your driving record, any recent lapse in insurance coverage, and the coverage you select for your vehicle.
Make sure you talk to your agent or insurance company frequently to see what you can do to keep great coverage while trying to reduce your rates.
Remember to check with your insurance agent before purchasing any new vehicle to see how the purchase will affect your rates. Here is a look at some vehicles that are the cheapest to insure.
Gallery Credit: Billy Jenkins
Gallery Credit: Billy Jenkins

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